Calculators
The recast, full-payment, payoff, and 30-vs-50 tools run in the browser from the numbers you type. The HELOC and home equity loan pages are explainers until those calculators are built. Estimates only. Your lender’s numbers win.
- Mortgage recast calculatorNew principal and interest after a lump sum, interest saved, and the fee break-even.
- Full-payment mortgage calculatorPrincipal, interest, taxes, insurance, HOA, and PMI in one monthly number.
- Pay off a mortgage fasterExtra principal and a lump sum on the current payment. This one does not recast the loan.
- 50-year mortgageA 30-year and 50-year principal-and-interest example. The 50-year term is a November 2025 proposal, not a standard loan.
- Mortgage payoffWhat a payoff statement is. This page explains the rule. It does not quote your payoff.
- HELOC vs a home equity loanA line of credit compared with a lump-sum loan. No lender is named.
- HELOC calculatorCalculator coming soon. The page explains a labeled month of interest and does not run a tool.
- Home equity loan calculatorCalculator coming soon. The page shows one labeled fixed payment and does not run a tool.